For this image, the phone was on full automatic and chose the settings below all by itself. It was a very bright morning (hard to look at the view by eye) and the phone created this unedited image.
Basically it automatically selected an exposure approximately mid-way between the brightest and darkest parts of the image and an image where there are no ‘blown-out’ highlights. Not exactly what I saw with my eye, but an interesting image just the same…and one I did not feel required editing.
Technical: Automatic and unedited iPhone 14 Pro Max, handheld, ISO 25, 1/3550 sec, f/2.8